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Property Cost Calculator

Estimate legal fees, stamp duty and related costs for your property transaction.

Your scenario
Financed amountRM 450,000.00

Upfront legal & duty

SPA legal fee

Tiered scale on the purchase price

RM 6,250.00
First RM 500,000.00 · RM 500,000.00 × 1.25%RM 6,250.00

Transfer stamp duty

Ad valorem duty on property value

RM 9,000.00
First RM 100,000.00 · RM 100,000.00 × 1%RM 1,000.00
RM 100,000.00 – RM 500,000.00 · RM 400,000.00 × 2%RM 8,000.00

Loan stamp duty

0.5% of the financed sum

RM 2,250.00
RM 450,000.00 × 0.5%RM 2,250.00
Total upfront estimateRM 17,500.00

Home financing

Monthly installment

RM 2,148.37

Reducing-balance amortisation over the tenure

Financed amountRM 450,000.00
Total interest payableRM 323,413.20
How this is calculated
Financed amountRM 450,000.00
Interest rate (%)4%
Loan tenure (years)360 monthly payments

Reducing-balance amortisation over the tenure

Official disclaimer

These figures are computational estimates generated for general guidance and educational purposes only. They are not a quotation, legal advice, or a statement of the fees and duties payable in your matter. Statutory scales, stamp duty rates, exemptions, disbursements, SST, and bank requirements change over time and depend on facts we have not assessed — including title type, financing structure, and prevailing government policy. Nothing here creates a solicitor–client relationship. Always obtain a written quotation and formal advice from MASFi before acting.

  • Draft starter formula only. Confirm current statutory scales, exemptions, disbursements, SST, title type, financing structure, and firm-approved assumptions.
  • This estimate does not include registration fees, searches, consent applications, penalties, professional disbursements, or bank-specific requirements.

Formula version: MASFI-PROPERTY-DRAFT-2026-06-10

Submitting a form does not create a solicitor-client relationship. MASFi will review conflicts and availability before confirming next steps.

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